Founding Partner program, first 25 finance teams get a full year freeApply →
For employeesKeep your points · get paid back
For finance & HR teamsInstant reimbursement, benefits, clean books
Employee T&EBenefits cardsMCP & chatSavings calculatorComparePricingResourcesAboutFAQFounding PartnersBook a meeting
Pricing

One plan. $0 for most teams.

Seats are $4 or $7 a month, reimbursements are free, and AI is included. Optional: let PuraFi pay your approved vendor bills, every $100K a month covers 10 seats, and the card-paid share earns 1.5% cashback.

Estimate your savings →

Trusted with company money
Bank-grade securityHosted on AWSSSO / SAML + SCIMDual-admin controlsFull audit trails

PuraFi · Travel & Expense

$4/ wallet · mo

You keep a prepaid balance topped up. Reimbursements draw straight from it, so there’s no financing fee, and the lowest seat price, $4.

Estimate for 200 seats$800 / mo
Vendor payments through PuraFi $0 / mo · optional− 0 seats free

Every $100K a month in supplier payments covers 10 seats. You pay for 200 of 200.

Plus 1.5% cashback on the card-paid share of those payments. Platform only, reimbursements are free, and 3.0M AI tokens are included (15K per seat, pooled).

  • Every module included, Travel, Expenses, Cards & Benefits, and the AI concierge
  • Instant reimbursements to employee wallets, no per-payment fee
  • AI tokens included, 15K per seat pooled · $12 / M overage
  • Employees keep 100% of their own card points & rewards
  • Unlimited receipts, approvals and policy workflows
Book a demo

Enterprise plans available separately · custom AI token pool, SSO/SAML + SCIM, bring-your-own-model, named success manager. Talk to us →

The economics

Every $100K a month in supplier payments covers 10 seats.

Pay vendors through PuraFi’s virtual cards and the card economics fund your subscription. PuraFi matches every vendor to the best way they accept payment; no enablement campaigns, no calling suppliers.

What you pay

$0 for most teams

Every $100K a month in supplier payments through PuraFi covers 10 seats, and the card-paid share earns 1.5% cashback. PuraFi executes those payments the best way each supplier accepts; per-seat pricing applies only to whatever’s left.

Who pays first

PuraFi does

It fronts the payback — your people are paid the minute an expense clears policy. You settle one weekly statement, never a credit line.

What you get back

1.5% on card payments

The rate anyone quotes. The difference is the base: PuraFi gets 30%+ of your supplier payments onto card, where most programs stay in the single digits.

Also in your favor

Three more ways it pays for itself.

PuraFi earns alongside you, and shares it back. Run the numbers →

1 fewer tool

It replaces your expense tool

PuraFi does travel, expense, cards and benefits in one place, so it retires a separate expense subscription, often for less than that tool alone.

$4 seat, not $7

Float on held balances

PuraFi earns interest on your idle Vault balance, which is exactly why the prefunded seat is just $4.

No booking fee

Travel commissions

Hotels booked inside PuraFi earn commission we keep, so there’s no booking fee and no markup to you.

Optional

Add-ons, only if you want them.

Travel Voice Support

$199 / mo

24/7 voice concierge for travelers, rebook flights, hotels and changes by phone.

Priority support & CSM

$500 / mo

A named success manager, 1-hour response SLA, and quarterly business reviews.

Spend intelligenceSoon

$250 / mo

PuraFi sees what you pay each supplier and asks for the invoices worth a second look. It returns savings recommendations on any recurring bill, from cloud and SaaS to shipping, insurance and legal. You decide what to act on.

FlexPaySoon

from 1.8% / statement

Need more time on a statement? Split it into 4 weekly (1.8%), 2 bi-weekly (2.1%) or 3 monthly (2.9%) installments, a flat fee, known up front. A finance partner funds your vendors; PuraFi is never a credit line.

What’s included

Everything, in every plan.

One price covers the whole platform. Enterprise changes the volume and controls, never which modules you get.

Travel

  • Book flights, hotels & car rental
  • Manager sign-off out of policy
  • Spend reconciled back to the trip
  • Employees keep their airline & hotel points
  • No per-trip fee, no fare markup

Expenses

  • Approved → paid to the wallet in seconds
  • Employees keep their card points & cashback
  • AI receipt validation & GL coding
  • Send-back → resubmit loop
  • Mobile snap-a-receipt

Benefits cards

  • One card, multiple program purses
  • In-policy swipes, no expense report
  • Stipends draw at authorization; unused lapses
  • Taxable programs auto-report to payroll
  • Commuter pre-tax (§132)

Cards

  • Corporate vault-funded cards
  • Single-use, multi-use & lodge virtual cards
  • Spend controls, MCC, velocity, country
  • Freeze, reveal & Apple / Google Wallet
  • Power switch on company-granted cards

AI & automation

  • PuraFi Copilot in every surface
  • MCP, Claude, Slack, Teams, Google Chat
  • Workflow & routing engine
  • Spend-anomaly detection
  • Auto rail optimization

Controls & security

  • Approval routing & threshold ladders
  • Policies & dual-admin countersign
  • SSO / SAML + SCIM provisioning
  • Lifecycle audit trails
  • Hosted on AWS, bank-grade controls

Pricing questions

The fine print, in plain English.

One plan, two funding modes: $4 per wallet (prepay) or $7 per user (PuraFi fronts it) per month. Card-rail payments are free, an AI token pool is included, and Enterprise is custom. For most teams it costs less than the expense tool it replaces.
They’re the same product, only the funding differs. At $4 you keep a prepaid balance topped up and reimbursements draw from it with no financing fee. At $7 PuraFi fronts every reimbursement so your team is paid back within the minute and you settle on a simple weekly statement, with nothing to pre-fund.
Every person with access. Billing follows provisioning, not usage: each user on PuraFi is billed for the month, and when someone is deprovisioned, at offboarding or via SCIM, their seat stops billing. No per-use metering, no surprise swings.
No setup fee. Reimbursements are free, card-rail payments are free, and travel has no per-trip booking fee or markup. The monthly seat price and any optional add-ons are the whole cost.
Every plan includes a monthly AI token pool that scales with your team, 15K tokens per seat, pooled company-wide, so normal use is included in the seat price. Only sustained usage beyond the pool is metered as overage, and Enterprise sizes the pool to your usage.
No, PuraFi never lends and it’s never a credit line. You either prepay a balance for a zero-fee draw or let PuraFi front reimbursements and repay on a weekly statement. Nothing lands as debt on your balance sheet.
For most teams, yes. It retires a separate expense subscription, the paperwork disappears, and card cashback lands back on your statement. The honest trade: the corporate-card rebate goes to your people instead, and at $58 a report, processing usually costs more than the rebate returned. Estimate it on your numbers →

See it on your numbers

What would it cost you?

Book a demo and we’ll map the plan to your seats, payment mix and AI usage, and show where the cashback lands. Either way, the AI only drafts, and money moves only within the policy you set.

No spam. A short walkthrough mapped to your team.

Thanks, we’ll be in touch to schedule your walkthrough.