Why it’s different
A benefits program without the busywork.
One card, every program
Each benefit you offer is its own stipend purse on the same card, so your team carries one card, not a wallet full of point solutions. It often retires a separate lifestyle-benefits vendor outright.
You only pay for what’s used
Stipends draw at the swipe and unused amounts lapse at reset, so you fund the perk people actually take, never the float. Point card cashback at the benefits pool and rewards fund the perks.
Policy on the card, no receipts
In-policy swipes need no receipt or report, anything out of policy declines at the terminal, pre-tax programs run pre-tax automatically, and taxable perks report themselves to payroll as they’re used.